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Jose Luis
32-year old Jose Luis is not married but lives in a common-law relationship with the mother of his 5-year old son who attends pre-school. Jose Luis has worked as a driver for the MINSA del Rama for 10 years.

He is seeking a seventh loan to buy a plot of land so he can build a home there and be able to provide his family with stability and a comfortable home. It should be noted that with his previous loan, Jose Luis managed to greatly improve the room in his mother’s house where he and his family were living.

His dream is to have a simple home where he can be with his family and raise his son in a nice environment.
View original language description ↓
Jose Luis de 32 años de edad es soltero, pero vive en union libre con la mamá de niño de 5 años de edad que asiste al pre-escolar, trabaja como conductor en el MINSA del Rama desde hace 10 años.

Esta solicitando refinanciamiento de su 7mo credito con el objetivo de comprar un solar para poder construir su propia vivienda, y de esta manera poder brindarle estabilidad y comodidad a su familia. Cabe mencionar que con el credito anterior logro acondicionar el cuarto donde habita con su familia en casa de su mamá.

El mayor sueño de Jose Luis es poder tener un lugar con el cual pueda estar junto a su familia con las condiciones basicas y que su hijo crezca en un ambiente alegre.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Jose Luis to buy a piece of land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 21, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 17, 2013