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Bella Isabel
Bella sells Yambal products (a company that offers enterprising women the opportunity to begin selling items independently) and clothing. She lives with her husband in Primavera de Duran (semi urban area with a loss to its ecology on the outskirts of Guayaquil).

To help her husband with the household expenses, Bella began working by selling Yambal products and clothing. Little by little she has been increasing her customer base because she works from very early in the morning by selling her products to her neighbors and friends; she sells perfumes from $ 20.00 to $ 75.00 per unit as well as creams and clothing. One of her concerns is the delinquency that hurts her business.

With the loan, Bella wants to buy Yambal products like perfumes, creams and clothing. In the future, she wishes to finish building her home.

View original language description ↓
Bella vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes) y ropa. Vive con su esposo en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil).

Para ayudarle a su esposo con los gastos de la casa ella empezó a trabajar vendiendo productos Yambal y ropa. Poco a poco a incrementado su cartera de clientes porque trabaja desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes desde $ 20.00 hasta $ 75.00 c/u, cremas, ropa. Una de las preocupaciones que tiene es la delincuencia ya que comprar mercadería y la deja en stop.

Con el préstamo quiere comprar productos Yambal como perfumes, cremas, ropa. En el futuro quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bella Isabel to buy perfumes, creams, and clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Nov 20, 2010
Currency Exchange Loss:
Dec 15, 2011