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Maria Elena
María, 49, has a beauty salon in the front part of her house. She lives with her 14-year-old son in an urban zone, called Orquídeas (Orchids), because when it was discovered there were a lot of flowers and now there is a park with those flowers.

Twenty years ago she learned how to do manicures and pedicures to be able to support her son since her husband abandoned them. She started doing the work door to door until she was able to collect enough money to have her own place and have her barber shop. She currently has a beauty salon where she works by herself doing all kinds of hair styles, comb outs, hair straightening, hair treatments, pedicures, manicures, etc.

In order to stay in business she wants to use the loan to buy nail polish, hair dyes and treatments to offer more alternatives to her customers. In the future she wants to improve the construction of her house because it’s currently made from sugar cane stalks.
View original language description ↓
María de 49 años, tiene un salón de belleza en la parte delantera de su casa. Vive con su hijo de 14 años en una zona urbana llamada Orquídeas ya que en su descubrimiento descubrieron muchas flores y en la actualidad hay un parque de estas flores.

Hace 20 años atrás ella aprendió hacer manicura y pedicura para poder mantener a su hijo ya que su esposo la abandono, comenzó a hacer el trabajo de casa en casa hasta que con algunos ingresos pudo tener su propio local para tener su peluquería. En la actualidad tiene un salón de belleza donde trabaja sola y hace todo estilo de peinados, cepillados, alisados, tratamientos, pedicura, manicura etc.

Para continuar con su negocio ella quiere comprar con el préstamo esmaltes, tintes, tratamientos para ofrecerles más alternativas a sus clientes. En el futuro quiere construir mejor su casa y terminar de construir su casa porque ahora es de caña.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Elena for hair treatments, nail polish and dyes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 18, 2010
Currency Exchange Loss:
Dec 15, 2011