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Ashkhen P. is a widow living with her 2 student sons. She has been trading in tools and electric appliances at "Dinamo" market since 1995.

Ashkhen’s business income covers the family’s general expenses and one of her son’s university fees. Ashken orders the inventory from a number of countries. With a good credit history behind her, Ashkhen has approached SEF for the first time after identifying it as a reliable lender, offering better terms and personalized service. Ashkhen’s loan will cover the customs fees of her inventory order.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Ashkhen to pay custom fees for inventory order.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Nov 17, 2010
Currency Exchange Loss:
Dec 15, 2012