A loan of $300 helped to buy a cow.

Sanam's story

This is 39-year-old Sanam K.. She is married and has five children, aged 19, 18, 16, 14 and 11. In 2000, she established her dairy business. Working seven days a week and five hours a day, she supoorts her family. She has already received and successfully repaid two loans from Patan BPW and used her most recent to purchase a young dairy cow.

In the future, Sanam plans to improve the economic condition of her family. She thanks you for your support.

Dairy cows are an important source of nutrition and income in Nepal. Cows are never raised for beef, but for their milk from which curd (duy) and fresh cheese (paneer) are made. Jersey cows are the preferred breed for milking. On average, a dairy cow in Nepal will produce about ten liters of milk each day. In the local market, a liter of milk sells for about USD $0.50.

In addition to producing milk, cows provide dung that is used in home construction, as fuel for fires, and can be captured in methane storage tanks. The purchase of a dairy cow, made possible through a Kiva loan, is an investment that will repay itself many times over.

This loan was administered by Kiva's local partner MFI, Patan Business and Professional Women (Patan BPW). Patan BPW became Kiva's first field partner in Nepal in 2007. It operates throughout the Kathmandu Valley, offering microcredit and business training programs to low-income women. In addition to providing economic opportunity to its clients, Patan BPW seeks to empower Nepali women within the home and community. For more information, visit our partner page and keep an eye out for new loans and borrower updates:
BPW Partner Page
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Loan details