A loan of $150 helped to buy goods for her grocery store.


Kalpana's story

This is 45-year-old Kalpana S.. She is married and has three children, aged 22, 20 and 16. In 2006, she established a grocery store. Working seven days a week and eight hours a day, she supoorts her family. In the future, Kalpana plans to improve the economic condition of her family. She thanks you for your support.

In the Kathmandu Valley, the small grocery stores, called pasals, are an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory stocked and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.

This loan was administered by Kiva's local partner MFI, Patan Business and Professional Women. Patan BPW became Kiva's first field partner in Nepal in 2007. Patan BPW operates throughout the Kathmandu Valley, offering microcredit and business training programs to low-income women. In addition to providing economic opportunity to its clients, Patan BPW seeks to empower Nepali women within the home and community. For more information about Patan BPW, visit our partner page and keep an eye out for new loans and borrower updates: BPW Partner Page Join our lending team: BPW Lending Team



Loan details


Lenders and lending teams



Loan details