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Seema's Group
In this Group: Seema , Gaman, Sharifan, Nasreen, Iqbal, Bashiran
Seema G. M. is divorced and has two sons. They live in a small city called Kot Radha Kishan in Pakistan. Due to poor financial conditions, Seema was unable to educate her children, but she taught them the art of making curtains (used to hang on doors and windows to keep the sunshine out).

This has become their family business and they have been able to improve their financial position through this business. They make curtains to supply to different shops in the market and earn a good profit. The specialty of their curtains is that they use different embroidery designs to attract more clients.

Seema has applied for a loan from Kiva partner Asasah to grow their curtains business. With the loan, they will buy cloth, beads and colored thread in bulk quantity to make curtains in larger quantity to fulfill the orders of their customers.

Seema is a regular loan user of Asasah and this is her third loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.

Note: In the photo, the lady who holds a book (called the Asasah Passbook) is Seema.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seema's Group's $1,125 loan helped a member to buy cloth, beads and colored thread to make curtains.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Nov 17, 2010
Currency Exchange Loss:
Nov 15, 2011