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Ruqqiya's Group
In this Group: Ruqqiya , Gulshan Shahzadi, Gulab Bibi, Shakila Bibi, Fozia, Mumtaz Begum
Ruqqiya has applied for a loan for the 6th time from Kiva partner Asasah. This time she has acquired a loan to financially assist her husband in his jewelry business. He is a goldsmith by profession and operates his shop in the market. He sells costume as well as gold and silver jewelry to his clients. With the loan, he will buy costume jewelry sets because gold has become very high in price and people can only afford to buy costume sets to wear.

She lives in a 3-room brick house with her family in a small city named Kot Radha Kishen which is located in Punjab, Pakistan and famous for its dairy industry. Her home is located in Kot Mianiayaan which is a residential area of the city. She is the mother of a son and a daughter. Both of them are getting their education. Her daughter is studying in 7th while her son is in the 10th class.

She is 52 years old and is married to A. A.. A. has been in this business for more than 10 years and keeps himself updated about the latest and most fashionable jewelry designs in the market. Ruqqiya is hopeful that her husband will be able to make positive changes to his business by investing money in his business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruqqiya's Group's $1,175 loan helped a member to buy costume jewelry sets to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Nov 17, 2010
Currency Exchange Loss:
Nov 15, 2011