A loan of $1,750 helped a member to purchase additional seeds, seedlings & young crops to raise.


02.08.1.10 Group's story

Huong N. T. is a 46 year-old female living in the town of Thanh Hoa. Huong is the group leader of an 8-member group loan offered by Thanh Hoa Fund for Poor Women. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is 02.08.1.10 Nam Ngan.


Huong is married and has 2 adult -aged children. To making a living, Huong owns and operates a business venture in the agriculture sector raising crops. The main source of income for the business comes primarily from planting and harvesting fruits and vegetables for sale. Huong has been engaged in this business for over 6 years and earns approximately 2,000,000 VND a month from these activities.


In 2010, Huong joined Thanh Hoa Fund for Poor Women to gain access to financial services to help improve her living situation and ability to engage in business activities. Huong has successfully repaid a previous loan of 1,963,500 VND from Thanh Hoa Fund for Poor Women. This previous loan was used to purchase additional seeds, seedlings and young crops. She is now requesting a new loan of 4,248,000 VND, which will be used to purchase additional seeds, seedlings and young crops to raise. The loan will be the second loan taken out by the borrower from Thanh Hoa Fund for Poor Women. Huong plans to use the additional revenue generated from the business to supplement the family's income.


About the Other Borrowers in the Group:


1. N. T. Le is a 55 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector running a food stall.


2. H. T. Nam is a 44 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector making and selling food.


3. D. T. Hue is a 45 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector making and selling food.


4. N. T. Thanh is a 47 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector running a food stall.


5. T. T. Nguyet is a 35 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector making and selling food.


6. V. T. No is a 61 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector running a food stall.


7. N. T. Que is a 38 year-old female who is requesting a 4,248,000 VND loan to support her business in the food sector running a food stall.


About Thanh Hoa Fund for Poor Women:

The mission of Fund for Thanh Hoa Poor Women (FPW) is to provide sustainable financial services to disadvantaged women in rural areas in the Thanh Hoa province.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Vietnamese while providing quality and accurate information to Kiva lenders.

In this group: Huong, Le, Nam , Hue, Thanh, Nguyet, No, Que



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