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Luceritos Azules Group
In this Group: Bertha, Mayra Araceli, Leonila, Loreto, Jeledi Berenice, Maria Azalia, Rosaura, Maria Del Carmen, Roberta
This group is called ‘Luceritos Azules’ (Bright Blue Stars), and is located in the state of Morelos in Mexico. This community is characterized by the many spas; including Iguazú, Real de San Nicolás, and Aqua Splash, among others, that can be found in the surrounding areas. The spas exist because of the hot weather that Morelos enjoys for most of the year.

The group is made up of 9 members, one of whom is Rosaura P. O.. She is a stylist, and she began her business four years ago. She is requesting a loan to purchase materials for her salon, including hair dye and bleaches. She is 26 years old, has completed three years of high school and is a single mother with a 9 year old son.

Rosaura's customers are happy with her because she does a very good job and treats them with kindness. Rosaura is happy to request this loan as she will be able to offer new hair dyes to her customers. With the earnings that she makes she hopes to buy her son a present since it is drawing closer to Christmas time.
View original language description ↓
Este grupo se llama Luceritos Azules y se ubica en el Estado de Morelos en México. Esta comunidad se caracteriza por sus múltiples balnearios que existen alrededor de la comunidad como el Iguazú, Real de San Nicolás, Aqua Splash, entre otros, esto por el clima caluroso que predomina la mayor parte del año. El grupo está conformado por 9 integrantes.Rosaura P. O. es integrante del grupo, ella es estilista, negocio que inicio hace 4 años, solicita el préstamo para comprar material para su estética, va a comprar tintes, peróxidos, decolorantes que utiliza para trabajar en su estética, tiene 26 años, estudio hasta el 3er año de secundaria, es madre soltera tiene un hijo varón de 9 años, sus clientes están a gusto porque sabe hacer muy bien su trabajo y porque es muy amable, al momento de solicitar el préstamo se siente contenta porque tendrá nuevos tintes que ofrecer a sus clientes, con las ganancias que obtenga piensa comprar un regalo para su hijo porque se acerca la época navideña.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 56
    View loans »
    Mexico Loans Fundraising
  • $22,254,550
    Funds lent in using Kiva
  • 12.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luceritos Azules Group's $2,550 loan helped a member to invest in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Dec 1, 2010
Currency Exchange Loss:
Apr 15, 2011