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Rosa Carmen
Rosa is 60 years old, and she sells and delivers lunches every day. She lives in an urban area known as Orchids (Orquídeas), because upon discovery, they saw many flowers, and at present there is a park of these flowers.

Ten years ago she started to sell meals to her neighbors, in order to support her four children, and to build her house, since she is not married. From that time to date, sale of food has been the financial means to support her family. She works from 8:00 a.m. to 12:00 preparing and delivering food to her customers. She also has a group of people who are sent lunches to their places of employment. A lunch comes with soup, main dish, and juice; the cost is $1.60.

In order to prepare her meals in less time in the morning, she would like to use the loan to buy an industrial stove. In the future, she wants to have another floor in her house, and more space for her business.
View original language description ↓
Rosa de 60 años, vende y distribuye almuerzos todos los días. Vive en una zona urbana llamada Orquídeas porque en su descubrimiento descubrieron muchas flores y en la actualidad hay un parque de estas flores.

Hace 10 años atrás comenzó a vender comida a sus vecinos para poder mantener a sus cuatro hijos y poder construir su casa ya que no está casada. Desde ese tiempo hasta ahora la venta de comida a sido su actividad económica para mantener a su familia. Trabaja desde las 08h00am hasta las 12h00 haciendo y repartiendo comida a sus clientes. También tiene un grupo de personas que le envía almuerzos a sus trabajos. Cada almuerzo viene con sopa, segundo (platos fuete) y jugo el valor esa $ 1.60.

Para hacer sus comidas en un corto tiempo en la mañana ella quiere comprar con el préstamo una cocina industrial. En el futuro quiere tener otro piso en su departamento y tener más espacio para su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Carmen industrial stove.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 25, 2010
Nov 17, 2010
Currency Exchange Loss:
Jul 18, 2011