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Maria De Fatima
María is 53 years old. She has a small stationery store. She lives in an urban area called Orquídeas (orchids). The area is so called because when it was discovered they found many flowers there and currently there is a park of orchids.

When she was made redundant from a company where she was working, she decided that she no longer wanted to be part of the group of workers who depend on their employers. For this reason, she decided to set up her own business so that she could make her own profits. She bought stationery items and set up her business in the front part of her home. She currently has thick bars at the windows of her stationery store for security reasons as there is a lot of crime in the area. Her sister sometimes helps her in the store as her only son migrated abroad.

María would like to use this loan to buy stationery and exercise books to better stock her business. In the future, she would like to finish building her house and extend her business.
View original language description ↓
María de 53 años, tiene una pequeña papelería. Vive en una zona urbana llamada Orquídeas porque en su descubrimiento descubrieron muchas flores y en la actualidad hay un parque de estas flores.

Cuando la liquidaron en una empresa que ella estaba atrabajando decidió ya no ser parte del grupo de trabajadores que dependen de los empleadores por eso decidió tener su propio negocio para tener sus propias ganancias. Compro papelería y ubico su negocio en la parte delantera de su casa. En la actualidad el tiene su papelería con unas rejas muy gruesas para tener más seguridad debido a la delincuencia del sector. En ocasiones la ayuda su hermana ya que el único hijo que tiene migro al extranjero.

Con el préstamo quiere comprar papelería, cuadernos para surtir más su negocio. En el futuro quiere terminar de construir su casa y hacer más grande su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria De Fatima to buy stationery and exercise books.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 20, 2010
Nov 17, 2010
Currency Exchange Loss:
Nov 15, 2011