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Ghulam Sakina's Group
In this Group: Ghulam Sakina, Sana Begum, Razia Begum, Kubra Bibi, Amna Bibi
G. sakina lives in Pakpattan, which is a small city of Pakistan known for its agricultural industry. She lives there in the area named EID Gah which is a small housing colony of the city. She moved there after her marriage 15 years ago.

She is 44 years old, and is married to M. A. who works in the fields. He grows different seasonal crops throughout the year. He works very hard day and night to get output from his fields. He also has a buffalo, whose milk he sells to his neighboring clients.

G. sakina supports her husband financially by providing sewing services. She also helps her husband in his milk selling business by taking care of the buffalo. She is the mother of 2 sons and 2 daughters. All of them are enrolled in school and getting their education.

She has applied for a loan from Kiva partner Asasah for her husband, who wants to buy some fertilizers and seeds to produce good crops in his fields.
G. is hopeful that her husband, who has been doing this business for the past 6 years, will successfully be able to gain maximum output after this loan investment.

She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she has proved herself as a responsible client who has paid her installments on time and never missed a single meeting.

This is a group loan. While each member of the group receives an individual loan, they are all collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,660,300
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghulam Sakina's Group's $925 loan helped a member to buy fertilizer & seeds for agriculture business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Nov 16, 2010
Currency Exchange Loss:
Nov 15, 2011