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Lubov is divorced and has one adult son. She sells women's clothing at a big department store in Berdyansk town. Her average net income is 4,000 Grivnas per month.

Lubov started this business 12 years ago. At that time, her husband had left her and she had to raise her son by herself. Lubov is a very disciplined person and pleasant to talk to. She believes that these two qualities have helped her to develop her business and to become successful.

Lubov would like to get a loan of 10,000 Grivnas to increase the assortment of clothing that she sells. The additional income would be used for the family needs as well as for further business development.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Lubov to increase the variety of inventory.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 16, 2010
Currency Exchange Loss:
Apr 15, 2011