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Mariana Fanny
Marina, 57, has a small stand in the front of her house where she sells items, products and groceries. She lives in an urban zone in Guayaquil, called Suburbio, notable because most of its residents are merchants.

To support her family she devised ways to sell all kinds of items, groceries and personal use items over the last few years. Selling products and items from the stand she set up in her home she has managed to expand the business selling Yanbal and Esika products. Yanbal are personal use products and Esika is a catalogue clothing firm.

So that her business can continue producing income she wants to use the loan to buy Esika clothes so that her customers will have a wider variety available for purchase. In the future she’d like to increase her merchandise and have merchandise in stock.
View original language description ↓
Marina de 57 años, tiene un pequeño puesto de venta de artículos, productos y víveres en la parte delantera de su casa. Vive en una zona urbana caracterizada porque la mayoría de sus habitantes son comerciantes llamada suburbio de Guayaquil.

Para poder mantener a su familia ella se la ha ingeniado vender todo tipo de artículo, víveres, productos de uso personal en los años que han pasado. Vendiendo desde un puesto que ella adecuo en su casa los artículos y productos ha podido ampliar su negocio con ventas de productos Yambal (compañía de productos de uso personal) y Esika (compañía de ropa por catalogo).

Para que su negocio siga con los ingresos que ha tenido ella quiere comprar con el préstamo ropa esika para que sus clientes tengan más variedad al ir a comprar. En el futuro quiere incrementar su mercadería y tener mercadería en stop.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariana Fanny for clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2010
Nov 16, 2010
Currency Exchange Loss:
Nov 19, 2011