A loan of $950 helped a member to invest in underwear business.

Primera Esperanza 5 Group's story

Martha is the coordinator of her group 'Primera Esperanza 5', which translates as 'First Hope 5'. Her story is representative of her group and of Esperanza's Haitian and Dominican clients (many of whom recently emigrated to the DR from Haiti). Martha lives in the Hato Mayor region of the Dominican Republic, located in the east of the country. Hato Mayor is a fairly mountainous region where the principal industry is agriculture. Martha's community, like nearly all impoverished areas in the Dominican Republic, suffers from a constant shortage of running water and electricity. As well as Dominicans, Haitian immigrants make up a large proportion of Martha's community.

She has owned an underwear business (selling a variety of garments) for three years now and is applying for a loan to invest in stock to try and grow her business. She has previously taken out loans with Esperanza International (Kiva's Field Partner in the Dominican Republic and Haiti) but this will be her (and her group's) first Kiva loan. Martha will use her first loan with Esperanza to set up her business. She says that, since then, subsequent loans have allowed her to successfully grow the business. As a result, Martha says that her family has benefited, as has her local community, because now they don't have to travel so far to buy underwear.

Martha says that her favorite pastimes are studying and spending time with her children. She also says that her most difficult challenge is finding the money to complete her studies. Her dream is simple, and applies to both the present and the future. She simply wants to keep doing things that make her a good person.

In this group: Martha, Ezequiel, Lorenzo, Petronila, Juan

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