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Mariana Hermelida
Mariana Hermelida Chavez Garcia is 38 years old. She is single and lives with her son in the Ventanas subdivision in the Los Rios province. Her son is 19 years old.

The members of the V.R.C. Dole 2 dedicate themselves to agricultural labors at the Dole banana plantation. All the members live in the Ventanas subdivision and the majority of them have been working for more than a year at the plantation. Their work is related to the banana plantation. There are approximately 13 members in the group.

Mariana works at the banana plantation deflorating the banana and applying fertilizers. She has worked there for two years. She makes her purchases at the commissary in Ventanas.

She is requesting this loan to establish a business in her home, to make renovations to the premises and to purchase products for her business. The support from this loan will help her economically to support her needs. Her dream is to improve her home and to meet the goal of establishing her business.

She enjoys cooking.
View original language description ↓
Mariana Hermelida C. G. tiene 38 años, es soltera, vive con el hijo, vive en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 1 hijo de 19 años.

Los miembros de la V.R.C. Dole 2 se dedican a labores agrícolas en la hacienda bananera DOLE, ubicada en la cabecera cantonal, todos los miembros viven en el Cantón Ventanas, la mayoría de los socios trabajan mas de un año en la mencionada hacienda, y sus actividades son relacionadas a la bananera. Son aproximadamente 13 socios.

Mariana trabaja en la bananera como Desfloradora de banano y en aplicación de fertilizantes en la hacienda, trabaja desde hace dos año, las comprar las realiza en el comisariato 1 en Ventanas.

Solicita el crédito para ponerse un negocio en la casa y adecuar el local y comprar productos para su negocio. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es mejorar la vivienda y cumplir la meta del negocio.

Le gusta cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mariana Hermelida to establish her business in her home and to renovate the premises.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 5, 2010
Nov 15, 2010
Currency Exchange Loss:
Aug 15, 2011