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Limford T. lives in the village of Minsapinit, Gingoog City. He is 42 years old, married, has two school-aged children and makes a living by raising livestock. He also uses his motorcycle to run a business on the side providing transportation services to people in his community. He has worked in these fields for more than four years and earns about 10,000 PHP a month.

Last year, Limford joined HSPFI to gain access to financial services to help improve his life and ability to engage in business. He has successfully repaid three previous loans from HSPFI and is applying for a new one, for 12,000 PHP, to buy livestock feed and other supplies. He plans to use the additional revenue made possible by this loan to continue expanding his business.

About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 498
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Limford to purchase livestock feed and other supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Nov 15, 2010
Currency Exchange Loss:
Sep 15, 2011