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Hay V. is a 62-year-old farmer who lives in Battambang Province. Hay V.’s husband died many years ago and she has been living with her child who helps her in her farming business. She has a piece of farmland that she inherited many years ago from her grandparents.

Hay V. uses this land to grow different kinds of crops. She planted rice and vegetable crops two months ago, but her crops are not growing well because they need more fertilizer. To remedy the situation, she would like a loan to buy a few sacks of fertilizer to make her crops grow well.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 202
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Hay to buy a few sacks of fertilizer for her crops.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Nov 15, 2010
Currency Exchange Loss:
Oct 15, 2011