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Sofonie De Derak Group
In this Group: Judex, Marcellus, Sonia, Yvone *, Yolene, Joel, Yolande , Harilia, Daniela, Chrismene, Franctilus, Josiane, Anioline, Efanise, Mimose, John, Marilene, Roselaine *, Adina, Francia, Mesac, Loramisantoine, Natacha, Gimene*
* not pictured
Judex is the coordinator of the Sofonie or Zephaniah group. He lives with his wife and son, Judson. He says that his moS.difficult challenge is finding capital to conduct business because the opportunity is present for those who desire to work.

Judex is excited to be taking his with Esperanza after having heard so much about the great things other associates have been able to do with their loans. He plans to use this loan to his two main business activities. He will use part of the loan to add to his savings to repair a motorcycle he had previously purchased. With the remaining portion he will a homemade mini movie theater. He will buy extra chairs and purchase DVDs as well. He hopes to use the profits to expand his business, enabling him to be a better provider for his family.

This Esperanza associate’s story is representative of his group and of Esperanza's Haitian clients generally. His group is located in De Rak. This area, like nearly all impoverished areas of Haiti, suffers from unreliable running water (none of which is potable) and electricity.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 9
    View loans »
    Haiti Loans Fundraising
  • $2,592,800
    Funds lent in using Kiva
  • 39.8
    Haiti Gourdes (HTG) = $1 USD