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Naseem's Group
In this Group: Naseem , Gulshan Tahira, Ruqaiya, Raheela Kosar, Nasira
Naseem has applied for a loan from Kiva partner Asasah for her husband’s grocery store business. His shop is located in the market. He has been involved in this business for past eight years. Now because there are more grocery stores in the same street he is facing tough competition which is affecting his sales. To overcome this problem, he has decided to sell grocery items in bulk quantity. Naseem and her husband hope the loan Naseem receives from Asasah will prove helpful for the growth of his business.

Naseem is the mother of two sons and two daughters. None of them could get an education due to poor financial conditions. Both of her sons now work in a hospital for low wages and her daughters stay at home and manage the household chores. They live in a city named Samundri in Pakistan. Their residence is a three-room brick house. This is Naseem's first loan application with Asasah. She hopes it will be a profitable experience for her.

Note: In the photo that accompanies this profile, the woman holding the Asasah Passbook is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 322
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $950 loan helped a member to buy inventory in bulk for a grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Nov 14, 2010
Currency Exchange Loss:
Nov 15, 2011