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Mrs. Luo S., aged 50, works with her husband growing and selling vegetables to earn around $7.50 each day. They have 11 children. Three are employed at a garment factory, earning together about $190/month, seven are students and one is unemployed. She would like to request a loan of $1000 to build a house for her family to live in. This will not only allow her children to work and study more efficiently, but also give her a workspace to prepare her vegetables for sale in the market. She anticipates having no trouble repaying this loan over 18 months.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • 3,968.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Luo to build a house for her family, and to have a workspace to prepare her vegetables for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2007
Nov 23, 2007
Currency Exchange Loss:
Jul 15, 2009