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Shazia's Group
In this Group: Shazia , Salma, Bilquis, Hafeez, Ashra Bibi
Shazia is a married, 32-year-old woman living in a historic city of Pakistan known as Lahore. She lives with her family in their three-room house, where she moved after her marriage ten years ago. She and her husband have two sons and one daughter. All of her children are enrolled in a nearby school and are receiving their education. Her husband’s name is E. A. and he works in a hospital. Shazia explains that she had to stop going to school after the 10th grade due to her family's poor finances, but she knows and understands the importance of a good education. She wants her children to complete their education and, therefore, she works very hard.

To earn a living, Shazia is a beauty expert. Specifically, she provides beauty salon services to her clients, which include bridal makeup work and makeup for other parties. She is applying for a loan from Kiva partner Asasah for her beauty salon business. With the loan proceeds, she would like to buy beauty-related items such as makeup kits, face packs, and creams in bulk quantity so that she can provide better services to her clients. She hopes that the loan will have a positive impact on her business and that she will be able to realize greater profits. She is a new loan applicant of Asasah and this is her first loan application.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $800 loan helped a member to expand and improve her business by purchasing additional beauty products in bulk.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 9, 2010
Nov 13, 2010
Currency Exchange Loss:
Nov 15, 2011