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Merci Plus Group
In this Group: Junior, Manzila, Florence, Béatrice, Monique, Louise, Natacha, Charlotte, Musuamba, David, Véronique, Françoise
Merci Plus is a Community Bank of 12 owners of small businesses, chaired by Junior. Its members are jointly liable for loans granted by Kiva through the MFI HOPE DRCongo to grow their businesses.

Junior, 29, single, is a photographer and runs a telephone booth business. He became a micro-entrepreneur in 2007. He has already received six loans from Microfinance Institution HOPE DRC and has fully repaid them. He intends to use the next loan to purchase camera accessories and prepaid cards to resell in order to reinforce his working capital. Currently he earns a profit of $45 per week. Junior takes care of a child.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Merci Plus Group's $3,050 loan helped a member to purchase camera accessories & prepaid cards to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 18, 2010
Currency Exchange Loss:
Mar 15, 2011