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Chhaem's Group
In this Group: Chhaem, On, Kruy, Meourn, Muon, Mean, Lay, Sot, Chea, An
This village loan group consists of ten members. They live in Vihear village in Kandal province. Mrs. Chhaem N. is a 44-year-old married woman, selected as the village bank president by the members of this village. They will each use their portion of the loan to support his or her different purpose.

Mrs. Chhaem N. raises chickens to earn a little income to support her family. However, she lacks enough money to maintain this business. So she decided to ask for a loan to buy food and to build a chicken house for her chickens. Her husband, Mr. Bith Vann, 48, works as a laborer and also helps in his wife's current business.

This couple has seven children: three are seamstresses, three are attending the local school and the last one is four years old.

On debursement day, Mrs. Chhaem N. did not come to take the loan but her husband did. Thus, Mr. Bith Vann is present in the picture instead of his wife.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 149
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhaem's Group's $1,600 loan helped a member to buy food and build a chicken house for her chickens.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 26, 2010
Nov 11, 2010
Currency Exchange Loss:
Jan 4, 2012