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Martha Jennifer
Martha is 25 years old. She sells lunches in the afternoon for $1.60. She lives in a peri-urban area called Paraíso de la Flor which is a region known for its dirt roads and mountains.

Three years ago she started selling food in a family eatery. Little by little, with some savings and the experience which she had of selling food, she decided to start her own business selling lunches. Due to this good decision, she now has a small eatery where she works every day with her brother from 6.00am until her lunches run out. The lunch comes with juice, soup and main course for only $1.60.

She would like to continue with her business. For this reason, she would like to use the loan to buy rice, meat and fruit for making her lunches. In the future, she would like to move her eatery to a safer place since the place she is now is very dangerous.
View original language description ↓
Martha de 25 años, vende almuerzos en las tarde por $ 1.60. Vive en una zona periurbana llamada Paraíso de la flor zona caracterizada por sus caminos de tierra y montañas.

Hace tres años comenzó vendiendo comidas en un comedor familiar poco a poco con algunos ahorros y la experiencia que tenía en vender comidas decidió tener su propio negocio de almuerzos por esa buena decisión ahora tiene su pequeño comedor en donde trabaja todos los días con su hermano desde las 06h00am hasta que se acaben los almuerzos. El almuerzo viene con jugo, sopa, segundo por solo $ 1.60.

Ella quiere continuar con su negocio por eso ella quiere comprar con el préstamo arroz, carnes, frutas para hacer los almuerzos. En el futuro quiere cambiar su comedor en un lugar más segura ya que donde está ubicado es muy peligroso.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Martha Jennifer to buy rice and meat.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Nov 12, 2010
Currency Exchange Loss:
Jul 15, 2011