Mercy Aba Atta A. is married and has two children. She has received senior high education. Mercy is a hair dresser at Elmina. Her husband is a driver. Mercy uses the income she makes from her sales to assist her husband in the payment of school fees and utility bills. Mercy is asking to use the loan to purchase more hair creams to expand her business. With the new profits from her expanded business, Mercy plans to reinvest into her business by purchasing more hair products.