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Najma is a married woman with four children, two of whom attend school, while two are too young for school. She owns a house that has electricity and piped water. Her greatest monthly expenses are electricity bills, school fees and food for the family.

She operates her business of selling bedsheets, window curtains, and handbags. In addition, she sells charcoal to contribute to her other source of income.

Najma faces a major challenge of delayed payments by creditors who purchase goods on credit. She hopes to build houses for rent in the future.

With the Kshs 50,000 she wants to purchase two bundles of bedsheets, window curtains, and handbags. She decided to join Yehu to access loans to improve her business.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Kenya

  • $1,800
    Average annual income
  • 516
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 80.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Najma to buy bedsheets, window curtains, and handbags for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2010
Nov 11, 2010
Currency Exchange Loss:
Nov 16, 2011