A loan of $800 helped appliances (blenders, televisions).


Jose Ibaldo's story

José is 48 years old and is an informal salesman of appliances (he appears alongside his wife in the photo). He lives in a semi-urban area with all the public services available. His home is located inside the Guayaquil perimeter surrounded by a salt marsh.

In order to earn money for her family, he has invested his savings in household products and appliances to start selling them to friends and acquaintances. Little by little with hard work and help from his wife, who accompanies him when he sells, he has been able to continue this business. He purchases his appliances from a distributor at low costs and then resells them to his clients. He sells televisions, stovetops, blenders, and other appliances.

With the loan he will buy blenders and televisions to have a better inventory of products. In the future he hopes to finish making improvements on his house and have a small store to sell his appliances.

Translated from Spanish by Kiva volunteer Patrick King



Loan details


Lenders and lending teams



Loan details