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Jamila's Group
In this Group: Jamila , Karybek , Rahimberdi , Gulnar
Jamila O. is the leader of this group. She is 56 years old and she is married. Her husband is engaged in farming in spite of his being a pensioner (his pension is about 3300 soms per month). The couple has raised a son, 34, who earns money by selling timber.

Jamila runs her own business which involves sewing national clothes. This businesslike woman has a mini-workshop with necessary equipment. Out of total profits, the family has managed to open a small grocery shop. In order to purchase a sewing-machine and supplies for making her national clothing, Jamila hopes to get a loan. In the future she is planning to sell all her working data.

Jamila’s partners:

Karybek T., 63, is married. He has a son. Karybek and his wife raise money by cultivating and selling crops. During 10 years of working hard, the family has managed to increase cattle stock. The loan purpose is to purchase wheat and chemical fertilizers.

Rahimberdi M., 52, is married. His family has 4 children. The family makes their income by cattle breeding; currently they are keeping 6 cows and 8 other livestock animals. The loan purpose is to purchase 3 livestock animals for increasing the total number of stock.

Gulnar C. is the treasurer of the group. She is 52 and widowed. Being alone, she has to bring up 4 children. The family makes money by cattle breeding and selling dairy products. In order to increase cattle stock, Gulnar intends to obtain a calf. For this purpose, she needs to get a loan.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously).

MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jamila's Group's $1,600 loan helped a member to purchase a sewing-machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Nov 9, 2010
Currency Exchange Loss:
Aug 15, 2011