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Jorge Fabian
Jorge, 29, is an informal taxi driver. He lives beside Guayaquil’s estuary in a cane stalk house located along Guayaquil’s beltway.

Since he was a little boy he enjoyed riding in private automobiles and with help from his father he was able to buy a car to turn into an informal taxi to support his wife and two children who are 2 and 4 years of age. He currently works from 7am until 10pm driving along all of Guayaquil’s streets. One of the inconveniences has to do with working at night because of the very high crime rate.

To continue working in his car he needs to buy some replacement parts and the other part of the loan will be used to buy cement, sand and gravel to improve his house’s construction because it’s made from cane stalks. In the future he’d like to have a house located somewhere else because they currently live alongside the estuary and he fears it might collapse.
View original language description ↓
Jorge de 29 años, es taxista informal, vive al lado del estero de Guayaquil en una casa caña ubicada en la Perimetral de Guayaquil.

Desde muy pequeño le gusto andar en vehículos particulares, pero con ayuda de su padre pudo comprar un carro para convertirlo en taxi informal y poder mantener a su esposa y dos hijos de 2 y 4 años. En la actualidad trabaja desde las 07h00am hasta las 22h00pm recorriendo las calles de todo Guayaquil. Unos de los inconvenientes es trabajar en las noches debido al índice muy elevado de la delincuencia.

Para seguir trabajando en su carro el quiere comprar unos repuesto y otra parte del préstamo utilizarla para comprar cemento, arena, piedras para construir mejor su casa ya que es de caña. En el futuro quiere tener su casa ubicada en otro lugar ya que viven en la orilla del estero y tiene miedo que pueda derrumbarse.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jorge Fabian for replacement parts, cement and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2010
Nov 8, 2010
Currency Exchange Loss:
Oct 15, 2011