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Cristy A. is a member of ASHI who never stop dreaming despite the difficulties and challenges in life. She is 38 years old from Comon, San Jose, Antique Philippines. She is married to Palagio A. Sr. and they are blessed with four children. Her eldest child is 13 years old while the youngest is 2 years old and three of their children are still studying in school.

She earns her living through manicure and pedicure while her husband is a laborer.

After the delivery of her youngest child, she has had difficulty earning a living because she can’t leave her newly born child, so her income has been affected. Despite the challenges encountered, she never gives up. She is trying her best to earn a living and to pay her loan to ASHI because she doesn't want her good performance to be ruined.

Since the income/work of her husband is unstable, they plan to buy a tricycle and they need PHP 40,000.00 to start the project. This project is very helpful to them because if her husband does not have work, he can drive their tricycle so they have a stable income.

She wishes to have all of their children finish their studies through college so that they will never experience the hardship brought on by poverty. She also dreams that through their industry and courage they will reach their dreams.

Lastly, she is very thankful to our almighty for giving her strength to face the challenges of life and she is also inspired by ASHI and its field Partners (KIVA) since they are always there, willing to support them to reach their dreams and aspirations.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 379
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD