A loan of $725 helped to purchase housing materials.


Merlinda's story

Merlinda F. is from the village of Calaran, Calamba. She is 47 years old, married and has 5 children, two are adult-aged and three are school-aged. To make a living, Merlinda owns & operates a business venture in the agriculture sector planting assorted crops to sell. While not the only means for generating revenue, the main source of income for the family is from the salary of her husband as a private driver. Merlinda has been engaged in her business for over 18 years and earns approximately 3,200 PHP a month for these activities.

In 2005, Merlinda joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Merlinda has successfully repaid a previous loan of 2,000 PHP from PMPC. This previous loan was used for personal purposes. Merlinda is requesting a new loan of 30,000 PHP which will be used to purchase housing materials. This loan will be the 19th loan taken out by Merlinda from PMPC. About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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