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Saba's Group
In this Group: Saba , Khursheed Bibi, Saima, Bilquis Akhtar, Musarat Bibi
Saba lives in Chichwatni, a small city in Pakistan known for its agriculture industry. She lives in a 2 room brick house with her parents. She is a widow and has no children. In order to financially support her father, she sells clothes. She buys clothes from different clothing shops in the market and sells to her neighboring clients.

Her father is an herbal medicine expert. He operates his business from his home. He has been doing this business over many years. He has a good experience of diagnosing diseases and giving the right herbal medicine to his patients. She has 2 brothers. The elder brother is involved in the cotton selling business and the younger one works in a private organization for a meager income.

She has applied for a loan from Kiva partner Asasah for her elder brother. He will invest the loan in purchasing cotton in bulk quantity that will cut his cost of purchasing and allow him to fulfill larger orders on time. He has been doing this business for the past 6 years and has good experience in this field. Saba is hopeful that this investment will definitely help him to further improve his business.

She is a new loan applicant of Asasah and hopes that it will be a profitable experience for her brother.

Note: In the photo, the lady who has holds a book (called an Asasah Passbook) is Saba.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saba's Group's $825 loan helped a member to buy cotton for reselling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 3, 2010
Nov 8, 2010
Currency Exchange Loss:
Oct 15, 2011