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Humaira's Group
In this Group: Humaira , Bilquis , Rukhsana, Zahooran
Humaira is the wife of M. A.. She resides in the city of Gujranwala, Pakistan, famous for its sweetmeat. She is 31 years old. She owns & operates a decorative embroidery business at her home. She does embroidery to support her husband financially. She learned this art from her mother before marriage and now earns a profit from her skills. She gets a good number of orders every month.

She has a two-year-old daughter whose name is Zainab. Humaira works hard to give a better future to her daughter so she will never face the same poor financial situation that Humaira faced in her childhood. She pays full attention to her daughter and raises her very well.

She has applied for a loan from Kiva partner Asasah for her business of embroidery. She will invest the loan in purchasing an embroidery machine that will help her finish her work more quickly and add more creativity to her work. She is a new loan applicant and this is her first time getting a loan from Asasah. She hopes it will bring good profits for her.

Note: "In the photo, the lady who has holds a book (called Asasah Passbook) in her hands and is showing her embroidered dress is Humaira".

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 162
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Humaira's Group's $600 loan helped a member to buy an embroidery machine for her embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 2, 2010
Nov 7, 2010
Currency Exchange Loss:
Oct 16, 2011