A loan of $1,000 helped purchase rice.


Amparo Del Carmen's story

In the city of Portoviejo, the Communal Bank “Constructoras del Éxito” (Builders of Success) meets every fifteen days. This city has long been known as the “City of the Valley” because of the many surrounding hills.


Sra. Amparo is 35 years old and the mother of five children. She says that she has been separated for many years and was left alone with her children. Three of her children are high school students while the other two are in elementary school. Amparo and her children live in a house that she built on her mother’s land.


She has a business of buying and selling rice. Amparo works every day. She rents a car so that she can travel to a rice husker in San Jacinto where she is able to buy rice at a very low price. Afterwards she goes to Portoviejo where she has many customers who buy rice by the “quintal” (1 quintal = 46kg) or in 25 pound sacks. Her oldest daughter helps her with making sales whenever she has time.


This loan will be invested in the purchase of rice to sell each day since her existing capital was used for extending credit. Amparo has been a member of the Communal Bank for four years and enjoys the convenient payments. Her dreams include having a house of her own and a store where she can keep her merchandise.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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