A loan of $775 helped to buy Nativity scenes and Christmas decorations.

Marly Benilda's story

The La Guerra de los Sexos ("The War of the Sexes") Communal Bank meets every two weeks in the Picoaza parish in the city of Portoviejo. It is known for being a very commercial zone, for the Saint Pedro and Saint Pablo traditional celebrations, and for the rich cultural history contained in its mountains.

This location is where we find Marly, age 37. She is married and has two children. One child is 12 years old, and the other one is 1 year and 5 months. The oldest is in the first year of high school. Her husband is a taxi driver.

In addition to being a good mother and housewife, she also has a business. She has a place or depot where she sells bundles of fabric. She delivers her products to merchants who later sell them at retail prices in different places. She also delivers to some seamstress shops. She works every day from 8:00 a.m. until 6:00 p.m. Additionally, during the Christmas season she sells decorations and Nativity scenes, which are sold a lot during this time of year. She buys her products in Guayaquil and Quito two times a month.

This loan is to buy the Nativity scenes and Christmas decorations in order to take advantage of the coming season. She is a founding member of her communal bank, which she likes because of the loans. The loans help her a lot in her life as a businesswoman.

Her goal is to have a large and well-built warehouse.

Translated from Spanish by Kiva volunteer Ginny Kalish

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Loan details