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Cesar Augusto
Cesar Augusto S. M. is 48 years old. He is married and lives with his wife and 8 children in the Guaranda county in the province of Bolívar.

Cesar is a member of the Ventanilla Guantucoto group, localed half an hour away from Guaranda. The group works in agriculture and livestock, especially corn and potatoes in the mountains and rice in the coastal areas. The group has 25 members.

Cesar has worked in agriculture for several years, growing corn and potatoes. He also sells livestock and cattle. He buys goods in Guaranda and sells them at the wholesale market in the same city.

He is requesting this loan to buy supplies to plant corn and potatoes. The loan will help him financially to meet the needs of his family. They face challenges such as pests and crop diseases. His dream is to buy land and a home for his family. He enjoys celebrating the carnival festival.
View original language description ↓
Cesar Augusto S. M. tiene 48 años. Es casado vive con la esposa y con los hijos, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 8 hijos.

Cesar pertenece a la Ventanilla Guantucoto ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería especialmente a la siembra de maíz y papas en la zona de la sierra y en la zona de la costa al arroz, esta ventanilla tiene 25 miembros.

Cesar se dedica a la agricultura por varios años, siembra maíz y papa, además tiene animales de cría y ganado para luego vender, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la compra de insumos para la siembra maíz, papa. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Enfrentan desafíos como plagas y enfermedades en los cultivos. Su sueño es comprar tierras y una casa propia para la familia.
Le gusta festejar el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Cesar Augusto supplies to plant corn and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 27, 2010
Nov 8, 2010
Currency Exchange Loss:
Nov 15, 2011