A loan of $1,000 helped working capital.

Aneta's story

Aneta is a Roma from Sliven, Bulgaria. The Roma, commonly known as Gypsies in the West, is a severely marginalized group in the Balkan Peninsula of Southeast Europe. Aneta is married with one child.

Aneta’s business is importing and selling clothing from Turkey. Every Sunday evening around 8pm, Aneta and several other Roma hop on a chartered microbus (closer to a minivan than a bus) and travel down to Istanbul. Among the group is “Baba Zeira”, (Grandmother Zeira), who has also received a loan from Kiva:


This group, predominately comprised of women, arrive in Istanbul between 6 and 7am Monday morning, passing through the border crossing at Svelingrad in the middle of the night. They split up and spend the entire day shopping in the garment district (near the main bazaar) for the types of clothes they each sell in Sliven. They get back on their minibus with bags of merchandise for the next week that evening, and are back in Sliven Tuesday morning.

Aneta focuses on dresses, which are predominately worn at Roma weddings and other major events. Her gross margin is good – 45% - but the constant travel back and forth to Istanbul is taxing, both financially and mentally. This loan will give her the working capital to purchase more inventory on individual trips and make that trip less often. In addition, she’ll be able to expand the breadth of her offerings and offer her clients more selection.

A short video clip taken inside Aneta’s house / warehouse can be found here:


Loan details

Lenders and lending teams

Loan details