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Zeinat is a very ambitious wife and the mother of three daughters and one son. Zeinat started a beauty salon along with her husband three years ago to support her family and secure her children's future. Her husband, Majed, is a Palestinian National Authority employee. Zeinat needs makeup, facial and hair products to use in the salon; therefore, she came to FATEN for a loan to buy these items. Zeinat will save part of the returns to improve the salon and the rest to pay for her children's education fees.

Majed's husband appears in the photo as Zeinat is a religious woman and doesn't want her picture online.

About Shariah-compliant lending:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 80
    View loans »
    Palestine Loans Fundraising
  • $13,114,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Zeinat to paint a salon and purchase makeup and hair products.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Nov 14, 2010
Currency Exchange Loss:
Feb 15, 2013