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Juan Arsecio
Juan Arsecio Y. T. is 45 years old, married and lives with this wife and 3 children, they live in the area of Guaranda in the Province of Bolívar.

Juan belongs to the Ventanilla Casaiche Chilipamba located half an hour from Guaranda. It is a group that dedicates themselves to agriculture and stock breeding like dairy cows and pigs, the group has 20 members.

Juan grows corn, wheat, beans, and potatoes and breeds dairy cows. He buys in Guaranda and sells to a wholesale market in the same city.

He needs the loan to buy merchandize to grow corn, wheat, beans and potatoes and animals to fatten up and later sell. The loan will help him financially to meet his families’ needs. His dream is to be able to buy a home, car and fields to have his animals.

Juan likes to walk with his family and to listen to music.

View original language description ↓
Juan Arsecio Y. T. tiene 45 años. Es casado vive con la esposa y los hijos, vive en el cantón de Guaranda en la Provincia de Bolívar. Tiene 3 hijos.

Juan pertenece a la Ventanilla Casaiche Chilipamba ubicada a media hora de Guaranda perteneciente, es un grupo que se dedica a la agricultura y a la ganadería como vacas lecheras y chanchos, esta ventanilla tiene 20 miembros.

Juan se dedica a la agricultura de maíz, trigo fréjol y papa y a la ganadería cría vacas lecheras, las comprar las realiza en Guaranda y vende en el mercado mayorista de la misma ciudad.

Solicita el crédito para la compra de insumos para la siembra maíz, trigo fréjol y papa y animales para engordar y después vender. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades de la familia. Su sueño es ponerse comprar casa, carro y terrenos para tener sus animales.
Le gusta caminar con la familia y escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Arsecio to buy merchandize to grow corn, wheat, beans and potatoes and animals to fatten up and later sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 6, 2010
Nov 8, 2010
Currency Exchange Loss:
Nov 15, 2011