A loan of $125 helped to purchase additional products to sell, and as working capital.

Warren's story

Warren P. is from the village of Poblacion, Talisayan, Misamis Oriental. She is 22 years old. Warren is married and has three infant children. To make a living, Warren runs a sari-sari (variety) retail shop. The main source of income for the business comes from buying and selling daily-use products, such as shampoo, soap, toothpaste, detergent, junk food, and candy, in the local community. Warren has been engaged in her business for over two years and earns approximately 5,000 PHP a month for these activities.

In 2010, Warren joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Warren is requesting a loan of 5,000 PHP, which will be used to purchase additional products to sell, and as working capital. This loan will be the first loan taken out by Warren from HSPFI. She plans to use the additional revenue generated from the business to improve and expand it.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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Loan details