A loan of $125 helped to purchase tools needed for the maintenance of the karaoke machine.


Dina's story

Dina N. is from the village of San Isidro, Medina, Misamis Oriental. She is 39 years old. Dina is married and has 3 school-aged children. To make a living, Dina owns & operates a service-based business. While not the only means for generating revenue, the main source of income for the business comes from providing karaoke or videoke services wherein the customers need to pay 5 pesos per song. Dina has been engaged in her business for over 5 years and earns approximately 5000 PHP a month for these activities.

In 2010, Dina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Dina is requesting a loan of 5000 PHP which will be used to purchase tools needed for the maintenance of the karaoke. This will be the 1st loan taken out by Dina from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details

Loan length:

7 months
Disbursed date: October 18, 2010
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)

Lenders and lending teams



Loan details

Loan length:

7 months
Disbursed date: October 18, 2010
Facilitated by Field Partner: Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)