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Anayat's Group
In this Group: Anayat , Umza , Saba, Shamim Bano, Maqbool
Anayat is a widow. She lost her husband few years ago as a result of sudden death. It was a very difficult time for her but she never lost hope and started sewing work to be able to afford the expenses of her children. She has raised her children with great care.

Now her children are young men and do their business. She has two sons and both have a shop of automobile spare parts. They have a shop in the market where they deal with their customers and fill their need for spare parts. Anayat now stays at home and takes care of her household responsibilities and of her sons.

She has applied for a loan from Kiva partner Asasah for her sons' business. They will invest the loan in purchasing spare parts for different vehicles. The availability of stock will help them to fulfill the requirements of their customers in a timely manner which will result in good earnings. They started this business a few years ago and Anayat is hopeful that her sons will successfully be able to improve their business with the help of this loan investment.

She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained her good credit behavior and attended every meeting.

Note: In the photo, the lady who holds a book (called Asasah Passbook) in her hands is Anayat.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Anayat's Group's $950 loan helped a member to buy spare parts for her sons' business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 2, 2010
Nov 5, 2010
Currency Exchange Loss:
Oct 15, 2011