A loan of $675 helped to buy irons, blenders, fans, etc.


Dolores Ernestina's story

In El Progreso neighborhood, in the city of Portoviejo, the 'Ilusiones' community bank meets every fortnight. It is a marginal urban area which is very densely populated and known as the 'jail district' since the women's jail of Portoviejo is found there.

This is Dolores' third loan cycle with her community bank. What she most likes about her community bank are the health talks since she learns a lot from them. Dolores is 26 years old and lives with her common-law husband. They have two children, aged 10 and 11, who are in school. Her husband is a construction worker.

Dolores sells household products such as irons, blenders, fans, bed linen, etc. She also sells all kinds of clothes and shoes. She sells her products through a catalog. She shows the catalog to her customers and they choose which products they want. She then completes her quota, makes her orders, delivers the products to her customers and collects payment for the products every week or every fortnight as her customers prefer.

This loan will be used to buy more products since she has two orders to make and she needs capital because the capital she has is invested in the business. Her dream is to have her own distribution company for these products.

Translated from Spanish by Kiva volunteer Linda Oxnard


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