A loan of $1,100 helped to purchase clothing, especially women's undergarments.


Rosa Esther's story

The Picoaza cooperative bank meets every fifteen days in the Picoaza parish of the city of Portoviejo. This area is known as a commercial zone, for its traditional feasts of San Pedro and San Pablo, and for the rich cultural history that its mountain ranges encircle. This is where we find Rosa, 45 years old, married, and the mother of three children ages 20, 17 and 8. They are all studying in school or at the university. Her husband works in construction. She dedicates herself to commerce, selling all types of clothing door-to-door, although she also has many customers that place orders with her. She works every morning, after her children have left for school, traveling throughout her locality to sell her products or take orders. She delivers on credit, and collects every week. She tells us that she has been in this business for 12 years, and that things are going well. She purchases her products in Guayaquil. This loan is for the purchase of more merchandise, especially women’s undergarments, for which she has some orders. She is in her 14th cycle with the cooperative bank, and she appreciates the assistance provided by the institution. Her dream is to have her own store.

Translated from Spanish by Kiva volunteer


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Loan details