A loan of $1,775 helped to purchase sheep.


Islam's story

Islam is a very young man from Jabalia refugee camp. He is married and has one son. Islam started his project two years ago – he established a sheep farm in the refugee camp. Islam wants to secure his family life by enlarging the project. He came to Kiva's partner, FATEN, and took out a loan to purchase sheep to raise for sale, especially now that Al-Adha feast is around the corner and he expects demand to increase. Islam appears in his farm in the photo. Important information about this loan: FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's FAQs.



Loan details


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Loan details