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Etaf A. M. is a mother of two sons and one daughter. Etaf's husband passed away, leaving her responsible for taking care of the family. Etaf's children are old enough now to work with her. She wanted to start a family business and have her sons working there.

A year and a half ago, Etaf started a small poultry farm on the rooftop of her house. She raises chicken and prepares them for cooking to be sold to neighbors. Etaf's returns are good but she wants to enlarge the project and cover a larger area, so she came to FATEN and took a loan to purchase coops and feeding trays.

Etaf hopes that one day she can rent a bigger place and have a proper farm, providing better opportunities for her children. Etaf's son appears in the picture here on the farm as Etaf is very religious and uncomfortable having her picture online.

Important information about this loan:

FFATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the culturA. context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principA. loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit our FAQs.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 77
    View loans »
    Palestine Loans Fundraising
  • $13,140,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Etaf to improve the farm by purchasing coops and feeding trays.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Nov 7, 2010
Currency Exchange Loss:
Nov 15, 2011