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Zaib's Group
In this Group: Zaib , Shazia, Humaira Sadia, Samra Bibi, Rubina Ksoar
Zaib lives in a three-room brick house in Farid town which is a small housing colony of the city of Gujranwala. She moved here 10 years ago with her family. She is 41 years old and married to M. A. who is an employee in a factory earning a low income. She is the mother of two sons and a daughter. Her elder son left his education after 10th class and started an embroidery business. He runs an embroidery shop in the market and makes good money from his work. Her other children are enrolled in a school and are getting their education.

Zaib supports her family by doing sewing. She is very talented in her art and receives a good number of orders every month. Her income allows her to pay the education expenses of her children. She also trains girls in her area in sewing skills. She has been training girls for over 5 years.

She has applied for a loan from Kiva partner Asasah for her business. With the loan, she will buy another sewing machine that will help her train more girls and make more income. She is a regular loan user of Asasah and this is her 2nd loan application. In her previous loan year she proved herself a responsible client who always paid installments on time and never missed a single meeting.
Note: In the photo, the lady holding a book (called Asasah Passbook) in her hands is Zaib.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 347
    View loans »
    Pakistan Loans Fundraising
  • $16,484,900
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zaib's Group's $750 loan helped a member to buy another sewing machine to train girls in sewing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 1, 2010
Nov 3, 2010
Currency Exchange Loss:
Oct 15, 2011