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Noussirath Z. was born in 1986 and for the last 10 years she has been living in Midombo, a neighborhood of Cotonou, the economic capital of Benin. Noussirath is married to Louis Hounhoui, an automobile electrician. She is illiterate and the mother of a child attending school. The couple lives together with their child and shares in supporting the various family expenses.

Noussirath goes from place to place selling toothpastes. In addition to this activity, she also sells cosmetic products. To deal with the growth of her business and to increase her stock of goods (toothpastes and toothbrushes) Noussirath is requesting a loan for the third time from ALIDé. The previous loans have been fully reimbursed.

Her personal ambition is to have her own shop and for her business to thrive. She rarely encounters any problems while running her business.
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Z. Noussirath est née en 1986 et vit depuis dix (10) ans environs à Midombo, un quartier de Cotonou, la capitale économique du Bénin. Noussirath est mariée à HOUNHOUI Louis, un électricien auto. Noussirath est analphabète et mère d’un enfant qui est scolarisé. Le couple vit ensemble avec leur enfant et supporte mutuellement les différentes charges familiales. Noussirath mène de façon ambulante comme activité principale la vente de pâtes dentifrices. En dehors de cette activité, Noussirath vend aussi des produits cosmétiques. C’est pour faire face à l’évolution de son activité et augmenter le stock de ses produits (pâtes dentifrices et brosses à dents) que Noussirath sollicite pour la troisième fois auprès de ALIDé un crédit. Les crédits reçus antérieurement ont été bien remboursés. Les ambitions personnelles de Noussirath sont d’avoir sa propre boutique et de prospérer dans son commerce ; mais Noussirath enregistre rarement quelques problèmes au cours de l’exercice de son activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 468.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Noussirath purchase of personal care products (toothpaste, toothbrush).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Nov 3, 2010
Currency Exchange Loss:
Aug 15, 2011